Privacy Policy

What stays on your device

The information you type into Budgety is saved locally on your iPhone so the app can show it back to you the next time you open it. This includes:

• The name you enter during setup
• Account names, types, balances and amounts owed
• Savings pod names, targets and progress
• Contributions you record, including any notes and dates
• Badges you earn and your contribution streak
• Your currency and reminder preferences

This information never leaves your device through Budgety. It is not uploaded, backed up to our systems, shared, sold or used for advertising. We have no way to see it.

Subscriptions: Apple and RevenueCat

Budgety Pro is an optional subscription. Apple takes the payment through your Apple ID; we never see your card or billing details. To know which subscription you have, Budgety uses RevenueCat, a service that checks App Store purchases for apps.

When Pro is available in the app, Budgety contacts RevenueCat's servers — for example when the app opens or you come back to it — to check whether you have Pro and to get the App Store's prices for the Pro screen. RevenueCat receives:

• A random app user ID. It is created on your iPhone the first time, looks like $RCAnonymousID: followed by random characters, and is not your name, email or Apple ID.
• Your purchase history for Budgety from the App Store: which plan you bought, when, its price and currency, trial and renewal dates, and the store's transaction identifiers.
• Technical details sent with each request: the app's version, the iOS version, the device model, your preferred languages, your App Store country, and the device's identifier for vendor — an ID that iOS gives each developer separately, so it cannot be matched with other developers' apps.
• Like any server on the internet, RevenueCat's servers see the IP address the request comes from.

RevenueCat does not receive your name, your accounts, balances, pods, contributions or anything else you enter. Budgety does not ask RevenueCat to collect advertising identifiers, and does not ask for permission to track you. RevenueCat processes this information to provide the subscription service to us; its own privacy policy is at revenuecat.com/privacy.

So that Pro keeps working offline, Budgety also keeps on your iPhone the last Pro status RevenueCat reported, and RevenueCat's own code keeps its app user ID and a copy of your purchase status there.

No bank connections

Budgety does not connect to banks or financial institutions. There is no Plaid integration or equivalent. We never ask for banking credentials, card numbers or account numbers, and the balances you enter are figures you type in yourself — not live data pulled from anywhere.

No tracking, no ads

Budgety contains no analytics tools, no advertising networks and no third-party tracking software. We do not use cookies, advertising identifiers or device fingerprinting, and we do not track you across other apps or websites. The subscription information above is used only to give you the Pro you paid for.

Device backups

If you have iCloud Backup or encrypted local backups enabled on your iPhone, iOS may include Budgety's stored information in those backups. This is handled entirely by Apple under Apple's own privacy terms — we have no access to it. You can manage or disable this in your iPhone's Settings.

Information Apple may receive

If you download Budgety from the App Store or subscribe to Budgety Pro, Apple handles that transaction and applies its own privacy policy. If you have chosen to share crash and usage data with developers in your iPhone settings, Apple may pass us anonymous crash reports. These reports contain technical diagnostics only — never the financial information you keep in the app.

Links that open outside the app

This policy, our Terms of Use and the support page open in a web browser from inside Budgety. Visiting them is a normal web request, and Budgety itself sends nothing along with it.

This website

This website is hosted on Cloudflare Pages. Like any web host, Cloudflare receives the standard information a browser sends with each request, such as your IP address and browser type, to deliver the pages and protect the service. The site has no analytics, no advertising and no tracking, sets no cookies of its own, and loads nothing from other services.

Deleting your information

You are always in control:

• Erase all data in the app's Profile screen permanently deletes everything you entered, immediately. It leaves your Pro status in place, because a subscription belongs to your Apple ID, not to the data in the app.
• Deleting the app from your iPhone removes its storage along with it, including the saved Pro status and RevenueCat's app user ID.
• Cancelling a subscription is done in your Apple ID settings. Deleting the app does not cancel it.

We hold no copy of what you enter in the app. If you would like the subscription record RevenueCat keeps for your purchases deleted, write to us; because that record is anonymous, we may need a detail of the purchase, such as its date, to find it.

Children

Budgety is not directed at children under 13, and we do not knowingly collect personal information from children. The only information that leaves the app is the anonymous subscription information described above.

Your rights

Privacy laws such as the GDPR and CCPA give you rights to access, correct, export or delete the personal data a company holds about you. What you enter in Budgety is held only by you, on your own device. For the subscription information RevenueCat processes for us, write to us and we will help you use these rights.

Changes to this policy

If a future version of Budgety changes how information is handled, we will update this page and change the date above before that version ships. Material changes will also be described in the App Store release notes.